If you are overwhelmed by debt, including personal loans and/or credit card debt, now is the time to consider debt consolidation. Debt consolidation should not be confused with debt elimination, and there are many factors to consider before choosing this route. Debt consolidation has many benefits, but can also decrease the equity of your homeRead more
If you are in the market for a new property you may have run into the question of the type of loan you should use. One of the options you may have seen is an “interest only” loan. An interest only loan is exactly what it sounds like: each month, you pay the interest thatRead more
Following the recent downturn in the Hunter mining industry, many mining families have turned to FIFO (Fly In Fly Out) work to maintain their lifestyle and financial commitments. It can be very demanding on both the workers and the families they leave behind. It makes sense to ensure your money is working hard too whileRead more
If you are in the market to buy a home or are currently a property owner, it is important to understand how maximising your tax benefits can help you attain your financial goals. By taking some simple steps now, you will be able to get the most from your refund with these property tax tips.Read more
It’s finally ready! The signage is up and the furniture is in! Our new East Maitland office is officially open for business. For those still dreaming of owning their own home, or looking to expand their property portfolio, a local Mortgage Broker is much better suited to work with you in achieving your financial goals.Read more
This week, in a move that caught many financial experts off guard, the Reserve Bank of Australia cut interest rates to 1.75%, a record low. Noting a fall-off in inflation and economic growth, the RBA made the decision in order to “stimulate the economy and boost what it described as ‘unexpectedly low’ inflation,” according toRead more
Still renting? Want to buy your first home? Saving for a house deposit can seem like a challenging process. There are the ever-present bills and other financial responsibilities that make the dream of home ownership appear unattainable. Luckily, the dream doesn’t have to be so far away! You just need to get a little creativeRead more
When shopping for a new home loan, the number one question or concern people have is the interest rate. While interest rates are vital, many homeowners overlook significant long-term benefits by ignoring other loan features and fees. When choosing a mortgage loan, it’s important to look beyond the interest rate, focus on your financial objectives,Read more
For all of the flack that millennials get, you’re also in a uniquely precarious position when it comes to being first-time home buyers. So in order to address those unique challenges that you’ll face when buying your first home, we invite you to keep these important tips in mind, so that the admittedly convoluted processRead more
While your first property will likely suit your needs for some time, there comes a time when you may be ready to upgrade and move to something new. When this happens, it is common for homeowners to decide to sell their first property.
